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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,816 | $125,190-75.4% | $105,624-70.8% | $145,897-78.9% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 10.04% | 225.22%-215.2pp | 116.20%-106.2pp | 552.29%-542.2pp |
| Employer contribution / active EE | $10,623 | $3,720+185.6% | $3,168+235.4% | $4,663+127.8% |
| Participant deferral / active EE | $18,305 | $5,716+220.3% | $5,013+265.2% | $6,689+173.7% |
| Admin fee / account holder | $12,178 | $17,138-28.9% | $10,961+11.1% | $13,390-9.1% |