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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,866 | $75,541+327.4% | $152,093+112.3% | $82,637+290.7% |
| Participation rate | 98.4% | 66.5%+31.9pp | 77.8%+20.7pp | 68.1%+30.4pp |
| Annual return | 18.52% | 32.56%-14.0pp | 66.36%-47.8pp | 53.51%-35.0pp |
| Employer contribution / active EE | $7,394 | $2,622+181.9% | $4,175+77.1% | $2,552+189.7% |
| Participant deferral / active EE | $7,469 | $3,206+133.0% | $5,451+37.0% | $4,126+81.0% |
| Admin fee / account holder | $5,248 | $6,405-18.1% | $14,497-63.8% | $7,339-28.5% |