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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,170 | $114,712+188.7% | $173,730+90.6% | $87,485+278.5% |
| Participation rate | 100.0% | 73.0%+27.0pp | 79.6%+20.4pp | 68.9%+31.1pp |
| Annual return | 11.74% | 20.18%-8.4pp | 19.96%-8.2pp | 26.06%-14.3pp |
| Employer contribution / active EE | $16,011 | $2,904+451.3% | $4,577+249.8% | $2,596+516.7% |
| Participant deferral / active EE | $13,176 | $4,642+183.9% | $6,326+108.3% | $4,274+208.3% |
| Admin fee / account holder | $144,143 | $10,210+1311.8% | $17,523+722.6% | $7,775+1754.0% |