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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,427 | $91,537+339.6% | $130,045+209.5% | $75,173+435.3% |
| Participation rate | 89.3% | 71.5%+17.8pp | 78.5%+10.8pp | 67.2%+22.1pp |
| Annual return | 10.60% | -631.55%+642.1pp | -137.30%+147.9pp | 160.72%-150.1pp |
| Employer contribution / active EE | $13,122 | $2,845+361.3% | $4,321+203.7% | $2,671+391.3% |
| Participant deferral / active EE | $11,404 | $4,343+162.6% | $5,820+95.9% | $4,126+176.4% |
| Admin fee / account holder | $115,948 | $6,780+1610.2% | $10,600+993.8% | $5,651+1952.0% |