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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,601 | $110,410+136.9% | $102,437+155.4% | $145,897+79.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 15.09% | 24.85%-9.8pp | 24.95%-9.9pp | 552.29%-537.2pp |
| Employer contribution / active EE | $5,291 | $4,217+25.5% | $3,871+36.7% | $4,663+13.5% |
| Participant deferral / active EE | $20,962 | $5,622+272.9% | $5,060+314.3% | $6,689+213.4% |
| Admin fee / account holder | $2,736 | $9,745-71.9% | $8,388-67.4% | $13,390-79.6% |