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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,975 | $111,535+182.4% | $105,223+199.3% | $137,256+129.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 14.43% | 237.85%-223.4pp | 180.65%-166.2pp | 220.34%-205.9pp |
| Employer contribution / active EE | $3,472 | $3,939-11.9% | $3,689-5.9% | $4,156-16.5% |
| Participant deferral / active EE | $19,955 | $5,500+262.8% | $5,072+293.4% | $6,407+211.5% |
| Admin fee / account holder | $3,051 | $9,721-68.6% | $8,859-65.6% | $12,270-75.1% |