Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $48,564 |
Filed as: PRINCIPAL SECURITIES INC Service code 49 · EIN 42-0941553 | Other Services | $2,723 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,568 | $71,872+24.6% | $86,691+3.3% | $68,495+30.8% |
| Participation rate | 53.1% | 72.2%-19.2pp | 76.6%-23.5pp | 67.9%-14.8pp |
| Annual return | -19.78% | 3.53%-23.3pp | 35.94%-55.7pp | -7.84%-11.9pp |
| Employer contribution / active EE | $570 | $2,173-73.8% | $2,837-79.9% | $2,596-78.0% |
| Participant deferral / active EE | $2,908 | $3,779-23.0% | $4,656-37.5% | $4,028-27.8% |
| Admin fee / account holder | $823 | $6,112-86.5% | $7,492-89.0% | $5,403-84.8% |