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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,028 | $84,684-2.0% | $73,835+12.5% | $125,388-33.8% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.4%+26.6pp | 83.2%+16.8pp |
| Annual return | -5.43% | 3123.93%-3129.4pp | 2268.13%-2273.6pp | 282.24%-287.7pp |
| Employer contribution / active EE | $1,655 | $3,123-47.0% | $2,788-40.6% | $4,866-66.0% |
| Participant deferral / active EE | $8,957 | $3,993+124.3% | $3,583+150.0% | $5,352+67.4% |
| Admin fee / account holder | $468 | $5,691-91.8% | $4,880-90.4% | $9,541-95.1% |