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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,078 | $114,119+97.2% | $107,187+110.0% | $138,895+62.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 15.85% | 273.21%-257.4pp | 204.55%-188.7pp | 145.39%-129.5pp |
| Employer contribution / active EE | $9,768 | $4,059+140.7% | $3,782+158.3% | $4,194+132.9% |
| Participant deferral / active EE | $5,315 | $5,538-4.0% | $5,096+4.3% | $6,396-16.9% |
| Admin fee / account holder | $1,982 | $10,024-80.2% | $9,162-78.4% | $12,562-84.2% |