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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,420 | $82,678+273.0% | $125,391+146.0% | $68,490+350.3% |
| Participation rate | 97.2% | 75.1%+22.2pp | 82.4%+14.8pp | 67.9%+29.3pp |
| Annual return | -14.12% | -5.97%-8.1pp | 572.41%-586.5pp | -7.85%-6.3pp |
| Employer contribution / active EE | $9,926 | $3,382+193.5% | $4,816+106.1% | $2,597+282.2% |
| Participant deferral / active EE | $13,085 | $6,111+114.1% | $7,448+75.7% | $4,028+224.9% |
| Admin fee / account holder | $15,980 | $6,277+154.6% | $10,009+59.7% | $5,403+195.8% |