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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,810 | $105,210+243.9% | $159,487+126.9% | $85,851+321.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 14.38% | 45.08%-30.7pp | 263.71%-249.3pp | 318.63%-304.3pp |
| Employer contribution / active EE | $9,491 | $3,319+186.0% | $4,831+96.5% | $2,565+270.0% |
| Participant deferral / active EE | $14,977 | $5,946+151.9% | $7,354+103.7% | $3,952+278.9% |
| Admin fee / account holder | $38,593 | $6,934+456.5% | $10,804+257.2% | $6,261+516.4% |