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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,229 | $69,012-51.9% | $160,009-79.2% | $68,486-51.5% |
| Participation rate | 77.8% | 65.4%+12.4pp | 78.0%-0.2pp | 67.9%+9.9pp |
| Annual return | -19.71% | -9.65%-10.1pp | 408.85%-428.6pp | -7.85%-11.9pp |
| Employer contribution / active EE | $1,569 | $2,212-29.1% | $4,225-62.9% | $2,597-39.6% |
| Participant deferral / active EE | $5,310 | $4,212+26.1% | $6,183-14.1% | $4,028+31.9% |
| Admin fee / account holder | $730 | $4,798-84.8% | $8,715-91.6% | $5,404-86.5% |