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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,470 | $53,162-40.8% | $91,225-65.5% | $68,486-54.0% |
| Participation rate | 67.7% | 63.2%+4.5pp | 73.2%-5.5pp | 67.9%-0.2pp |
| Annual return | -17.61% | -3.14%-14.5pp | 114.12%-131.7pp | -7.85%-9.8pp |
| Employer contribution / active EE | $1,712 | $1,709+0.2% | $2,851-39.9% | $2,597-34.1% |
| Participant deferral / active EE | $2,659 | $2,974-10.6% | $4,233-37.2% | $4,028-34.0% |
| Admin fee / account holder | $405 | $4,493-91.0% | $5,422-92.5% | $5,404-92.5% |