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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,032 | $99,875+228.4% | $146,866+123.4% | $86,983+277.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 12.39% | 28.10%-15.7pp | 102.85%-90.5pp | 25.83%-13.4pp |
| Employer contribution / active EE | $0 | $3,224-100.0% | $4,425-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $12,764 | $6,322+101.9% | $7,759+64.5% | $4,194+204.4% |
| Admin fee / account holder | $31,577 | $7,838+302.9% | $13,620+131.8% | $7,856+302.0% |