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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,212 | $82,678+90.1% | $125,391+25.4% | $68,490+129.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -19.41% | -5.97%-13.4pp | 572.41%-591.8pp | -7.85%-11.6pp |
| Employer contribution / active EE | $4,025 | $3,382+19.0% | $4,816-16.4% | $2,597+55.0% |
| Participant deferral / active EE | $9,533 | $6,111+56.0% | $7,448+28.0% | $4,028+136.7% |
| Admin fee / account holder | $4,736 | $6,277-24.5% | $10,009-52.7% | $5,403-12.3% |