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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,402 | $115,810-77.2% | $101,271-73.9% | $158,966-83.4% |
| Participation rate | 75.0% | 79.4%-4.4pp | 75.8%-0.8pp | 82.0%-7.0pp |
| Annual return | 19.23% | 56.15%-36.9pp | 46.48%-27.2pp | 302.95%-283.7pp |
| Employer contribution / active EE | $1,822 | $4,175-56.4% | $3,660-50.2% | $4,762-61.7% |
| Participant deferral / active EE | $3,021 | $4,958-39.1% | $4,371-30.9% | $5,983-49.5% |
| Admin fee / account holder | $1,664 | $7,248-77.0% | $5,948-72.0% | $11,250-85.2% |