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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,525 | $107,363-85.5% | $92,909-83.3% | $152,897-89.8% |
| Participation rate | 78.3% | 79.8%-1.5pp | 76.0%+2.3pp | 82.5%-4.2pp |
| Annual return | 25.71% | 145.63%-119.9pp | 109.44%-83.7pp | 345.43%-319.7pp |
| Employer contribution / active EE | $1,945 | $4,222-53.9% | $3,653-46.8% | $4,764-59.2% |
| Participant deferral / active EE | $3,101 | $4,848-36.0% | $4,238-26.8% | $5,851-47.0% |
| Admin fee / account holder | $836 | $7,082-88.2% | $5,795-85.6% | $11,599-92.8% |