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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,637 | $80,985-36.2% | $96,576-46.5% | $75,181-31.3% |
| Participation rate | 81.3% | 71.8%+9.5pp | 76.0%+5.3pp | 67.2%+14.1pp |
| Annual return | 19.51% | 27.05%-7.5pp | 25.87%-6.4pp | 160.69%-141.2pp |
| Employer contribution / active EE | $1,643 | $2,282-28.0% | $2,965-44.6% | $2,671-38.5% |
| Participant deferral / active EE | $3,876 | $3,929-1.3% | $4,851-20.1% | $4,126-6.1% |
| Admin fee / account holder | $1,106 | $6,719-83.5% | $8,253-86.6% | $5,650-80.4% |