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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,161 | $143,969+76.5% | $199,883+27.2% | $82,637+207.6% |
| Participation rate | 97.5% | 84.1%+13.4pp | 86.8%+10.7pp | 68.1%+29.4pp |
| Annual return | 15.13% | 25.67%-10.5pp | 43.81%-28.7pp | 53.51%-38.4pp |
| Employer contribution / active EE | $6,472 | $4,632+39.7% | $6,261+3.4% | $2,552+153.6% |
| Participant deferral / active EE | $14,847 | $6,937+114.0% | $9,138+62.5% | $4,126+259.8% |
| Admin fee / account holder | $21,982 | $14,597+50.6% | $17,268+27.3% | $7,339+199.5% |