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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,725 | $94,529+23.5% | $140,019-16.6% | $64,173+81.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 87.5%+12.5pp | 69.6%+30.4pp |
| Annual return | -7.76% | 7.77%-15.5pp | 651.17%-658.9pp | 7.63%-15.4pp |
| Employer contribution / active EE | $6,822 | $3,812+78.9% | $5,605+21.7% | $2,381+186.5% |
| Participant deferral / active EE | $9,325 | $5,250+77.6% | $6,927+34.6% | $3,470+168.8% |
| Admin fee / account holder | $317 | $6,741-95.3% | $10,705-97.0% | $4,887-93.5% |