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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,208 | $70,486+46.4% | $100,528+2.7% | $79,852+29.3% |
| Participation rate | 70.7% | 73.6%-3.0pp | 79.4%-8.8pp | 69.6%+1.0pp |
| Annual return | 11.17% | 21.90%-10.7pp | 30.90%-19.7pp | 31.72%-20.5pp |
| Employer contribution / active EE | $2,270 | $2,165+4.9% | $3,419-33.6% | $2,471-8.1% |
| Participant deferral / active EE | $4,839 | $5,182-6.6% | $6,271-22.8% | $3,740+29.4% |
| Admin fee / account holder | $4,263 | $4,480-4.8% | $8,084-47.3% | $5,306-19.7% |