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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,112 | $30,732+50.0% | $59,496-22.5% | $59,632-22.7% |
| Participation rate | 32.3% | 43.2%-10.9pp | 54.6%-22.3pp | 68.7%-36.4pp |
| Annual return | -2.64% | 4.47%-7.1pp | 182.05%-184.7pp | 2041.32%-2044.0pp |
| Employer contribution / active EE | $890 | $631+41.1% | $1,153-22.8% | $2,203-59.6% |
| Participant deferral / active EE | $1,026 | $1,183-13.2% | $1,829-43.9% | $3,192-67.8% |
| Admin fee / account holder | $1,406 | $2,136-34.2% | $2,232-37.0% | $4,297-67.3% |