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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,371 | $202,342-60.8% | $172,752-54.1% | $152,897-48.1% |
| Participation rate | 84.2% | 87.1%-2.8pp | 82.6%+1.6pp | 82.5%+1.8pp |
| Annual return | 21.90% | 1029.83%-1007.9pp | 802.97%-781.1pp | 345.43%-323.5pp |
| Employer contribution / active EE | $1,929 | $5,858-67.1% | $5,144-62.5% | $4,764-59.5% |
| Participant deferral / active EE | $5,161 | $5,948-13.2% | $5,198-0.7% | $5,851-11.8% |
| Admin fee / account holder | $4,577 | $17,111-73.3% | $13,955-67.2% | $11,599-60.5% |