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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,603 | $75,959-59.7% | $154,114-80.1% | $64,181-52.3% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -9.48% | 30.32%-39.8pp | 735.16%-744.6pp | 7.63%-17.1pp |
| Employer contribution / active EE | $3,732 | $3,350+11.4% | $5,298-29.6% | $2,381+56.7% |
| Participant deferral / active EE | $2,238 | $3,175-29.5% | $5,081-55.9% | $3,470-35.5% |
| Admin fee / account holder | $889 | $5,589-84.1% | $13,411-93.4% | $4,887-81.8% |