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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,405 | $138,078+3.9% | $125,363+14.4% | $134,509+6.6% |
| Participation rate | 87.5% | 84.5%+3.0pp | 82.4%+5.1pp | 81.2%+6.3pp |
| Annual return | -17.44% | 750.49%-767.9pp | 572.15%-589.6pp | 418.13%-435.6pp |
| Employer contribution / active EE | $6,598 | $5,245+25.8% | $4,815+37.0% | $4,741+39.2% |
| Participant deferral / active EE | $5,277 | $7,800-32.3% | $7,447-29.1% | $6,400-17.6% |
| Admin fee / account holder | $34,324 | $11,566+196.8% | $10,005+243.1% | $11,427+200.4% |