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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,439 | $138,114+129.1% | $125,391+152.4% | $134,545+135.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -15.24% | 750.88%-766.1pp | 572.41%-587.7pp | 418.37%-433.6pp |
| Employer contribution / active EE | $3,956 | $5,246-24.6% | $4,816-17.9% | $4,742-16.6% |
| Participant deferral / active EE | $11,388 | $7,801+46.0% | $7,448+52.9% | $6,401+77.9% |
| Admin fee / account holder | $7,906 | $11,570-31.7% | $10,009-21.0% | $11,431-30.8% |