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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,957 | $138,076+127.4% | $123,553+154.1% | $135,380+131.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.08% | 153.70%-158.8pp | 119.21%-124.3pp | 519.81%-524.9pp |
| Employer contribution / active EE | $3,452 | $5,152-33.0% | $4,628-25.4% | $4,779-27.8% |
| Participant deferral / active EE | $11,659 | $6,800+71.5% | $6,426+81.4% | $5,609+107.9% |
| Admin fee / account holder | $6,489 | $10,917-40.6% | $9,284-30.1% | $10,828-40.1% |