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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,521 | $64,716-14.2% | $112,258-50.5% | $68,495-18.9% |
| Participation rate | 95.7% | 67.2%+28.6pp | 75.1%+20.7pp | 67.9%+27.9pp |
| Annual return | -19.34% | -11.40%-7.9pp | 27.47%-46.8pp | -7.84%-11.5pp |
| Employer contribution / active EE | $4,046 | $2,746+47.3% | $3,636+11.3% | $2,596+55.8% |
| Participant deferral / active EE | $8,823 | $3,565+147.5% | $4,728+86.6% | $4,028+119.1% |
| Admin fee / account holder | $6,146 | $5,232+17.5% | $6,411-4.1% | $5,403+13.7% |