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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,493 | $72,492-74.5% | $87,102-78.8% | $72,983-74.7% |
| Participation rate | 80.0% | 72.8%+7.2pp | 76.9%+3.1pp | 69.5%+10.5pp |
| Annual return | 23.96% | 24.46%-0.5pp | 28.19%-4.2pp | 81.01%-57.0pp |
| Employer contribution / active EE | $1,663 | $1,894-12.2% | $2,521-34.0% | $2,440-31.8% |
| Participant deferral / active EE | $3,315 | $3,270+1.4% | $4,048-18.1% | $3,608-8.1% |
| Admin fee / account holder | $491 | $5,055-90.3% | $7,491-93.5% | $5,124-90.4% |