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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,324 | $232,540-64.2% | $185,117-55.0% | $147,586-43.5% |
| Participation rate | 61.9% | 82.4%-20.4pp | 77.3%-15.4pp | 82.8%-20.9pp |
| Annual return | 18.79% | 43.03%-24.2pp | 40.50%-21.7pp | 578.59%-559.8pp |
| Employer contribution / active EE | $665 | $5,195-87.2% | $4,182-84.1% | $4,876-86.4% |
| Participant deferral / active EE | $4,430 | $5,834-24.1% | $5,045-12.2% | $5,439-18.6% |
| Admin fee / account holder | $0 | $10,275-100.0% | $8,159-100.0% | $10,886-100.0% |