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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,085 | $112,112+140.9% | $95,956+181.5% | $158,950+69.9% |
| Participation rate | 81.8% | 79.0%+2.8pp | 77.1%+4.7pp | 82.0%-0.1pp |
| Annual return | 16.27% | 171.15%-154.9pp | 91.63%-75.4pp | 302.91%-286.6pp |
| Employer contribution / active EE | $11,996 | $3,199+275.0% | $2,541+372.1% | $4,762+151.9% |
| Participant deferral / active EE | $4,532 | $4,784-5.3% | $4,167+8.8% | $5,983-24.3% |
| Admin fee / account holder | $993 | $10,134-90.2% | $6,797-85.4% | $11,248-91.2% |