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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,981 | $75,832+59.5% | $147,617-18.0% | $59,633+102.9% |
| Participation rate | 90.9% | 71.6%+19.3pp | 84.6%+6.3pp | 68.7%+22.2pp |
| Annual return | -1.00% | 0.37%-1.4pp | 61.98%-63.0pp | 2041.45%-2042.4pp |
| Employer contribution / active EE | $6,472 | $3,485+85.7% | $5,564+16.3% | $2,203+193.8% |
| Participant deferral / active EE | $4,161 | $3,131+32.9% | $4,895-15.0% | $3,192+30.4% |
| Admin fee / account holder | $1,464 | $5,986-75.5% | $11,612-87.4% | $4,297-65.9% |