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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,606 | $54,541+192.6% | $78,778+102.6% | $70,126+127.6% |
| Participation rate | 60.6% | 60.8%-0.2pp | 69.2%-8.6pp | 69.5%-8.9pp |
| Annual return | 22.91% | 21.07%+1.8pp | 35.62%-12.7pp | 73.15%-50.2pp |
| Employer contribution / active EE | $839 | $1,089-22.9% | $1,986-57.7% | $2,343-64.2% |
| Participant deferral / active EE | $3,333 | $2,210+50.8% | $2,958+12.7% | $3,3320% |
| Admin fee / account holder | $591 | $3,709-84.1% | $5,134-88.5% | $4,645-87.3% |