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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,591 | $153,311-93.7% | $109,313-91.2% | $273,972-96.5% |
| Participation rate | 85.7% | 80.1%+5.6pp | 71.3%+14.4pp | 83.0%+2.7pp |
| Annual return | 6.29% | 29.86%-23.6pp | 22.07%-15.8pp | 41.46%-35.2pp |
| Employer contribution / active EE | $119 | $5,619-97.9% | $3,892-96.9% | $4,869-97.6% |
| Participant deferral / active EE | $1,460 | $3,932-62.9% | $3,166-53.9% | $5,287-72.4% |
| Admin fee / account holder | $3,809 | $8,076-52.8% | $5,666-32.8% | $10,133-62.4% |