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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,043 | $97,761+25.9% | $83,850+46.7% | $135,382-9.1% |
| Participation rate | 33.3% | 80.0%-46.6pp | 76.1%-42.8pp | 82.6%-49.3pp |
| Annual return | -5.56% | 1287.44%-1293.0pp | 850.92%-856.5pp | 519.77%-525.3pp |
| Employer contribution / active EE | $1,766 | $4,222-58.2% | $3,631-51.4% | $4,779-63.0% |
| Participant deferral / active EE | $4,023 | $4,682-14.1% | $4,082-1.4% | $5,609-28.3% |
| Admin fee / account holder | $37,038 | $6,674+454.9% | $5,478+576.1% | $10,829+242.0% |