Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
CK FINANCIAL LLC4 years Service code 15 · EIN 46-2725880 | Recordkeeping | $39,961 |
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $13,892 |
ADP BROKER-DEALER7+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,776 | $93,182-31.6% | $146,685-56.5% | $79,393-19.7% |
| Participation rate | 69.2% | 76.4%-7.3pp | 80.1%-10.9pp | 70.7%-1.5pp |
| Annual return | 11.67% | 21.61%-9.9pp | 22.75%-11.1pp | 116.87%-105.2pp |
| Employer contribution / active EE | $1,766 | $2,420-27.0% | $4,137-57.3% | $2,428-27.3% |
| Participant deferral / active EE | $4,266 | $4,169+2.3% | $5,507-22.5% | $4,046+5.4% |
| Admin fee / account holder | $592 | $585+1.2% | $10,281-94.2% | $627-5.5% |