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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,493 | $44,850-38.7% | $60,547-54.6% | $59,633-53.9% |
| Participation rate | 46.4% | 59.5%-13.0pp | 68.0%-21.5pp | 68.7%-22.2pp |
| Annual return | -2.02% | 1074.14%-1076.2pp | 335.64%-337.7pp | 2041.40%-2043.4pp |
| Employer contribution / active EE | $608 | $1,462-58.4% | $2,419-74.9% | $2,203-72.4% |
| Participant deferral / active EE | $1,362 | $2,230-38.9% | $3,328-59.1% | $3,192-57.3% |
| Admin fee / account holder | $2,387 | $3,635-34.3% | $4,536-47.4% | $4,297-44.5% |