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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,433 | $150,445+64.5% | $136,297+81.5% | $147,585+67.7% |
| Participation rate | 75.0% | 84.4%-9.4pp | 81.9%-6.9pp | 82.8%-7.8pp |
| Annual return | 23.57% | 1049.14%-1025.6pp | 5156.16%-5132.6pp | 578.57%-555.0pp |
| Employer contribution / active EE | $3,436 | $5,256-34.6% | $4,696-26.8% | $4,876-29.5% |
| Participant deferral / active EE | $19,318 | $6,631+191.3% | $6,247+209.2% | $5,439+255.2% |
| Admin fee / account holder | $1,514 | $10,906-86.1% | $9,244-83.6% | $10,885-86.1% |