Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,125 | $78,423-38.6% | $95,964-49.9% | $79,856-39.7% |
| Participation rate | 68.0% | 73.5%-5.5pp | 77.1%-9.1pp | 69.6%-1.6pp |
| Annual return | 19.93% | 19.37%+0.6pp | 91.64%-71.7pp | 31.71%-11.8pp |
| Employer contribution / active EE | $331 | $1,945-83.0% | $2,541-87.0% | $2,471-86.6% |
| Participant deferral / active EE | $3,003 | $3,440-12.7% | $4,167-27.9% | $3,741-19.7% |
| Admin fee / account holder | $1,760 | $5,622-68.7% | $6,797-74.1% | $5,306-66.8% |