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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,367 | $192,829-62.5% | $142,516-49.2% | $139,487-48.1% |
| Participation rate | 100.0% | 81.4%+18.6pp | 76.8%+23.2pp | 80.3%+19.7pp |
| Annual return | 18.66% | 18.07%+0.6pp | 20.03%-1.4pp | 373.84%-355.2pp |
| Employer contribution / active EE | $763 | $5,808-86.9% | $4,849-84.3% | $4,755-84.0% |
| Participant deferral / active EE | $3,879 | $7,200-46.1% | $6,280-38.2% | $6,713-42.2% |
| Admin fee / account holder | $1,484 | $15,120-90.2% | $10,008-85.2% | $11,407-87.0% |