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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,367 | $192,737-62.5% | $142,460-49.2% | $139,427-48.1% |
| Participation rate | 100.0% | 81.5%+18.5pp | 76.8%+23.2pp | 80.3%+19.7pp |
| Annual return | 18.66% | 17.99%+0.7pp | 19.99%-1.3pp | 373.27%-354.6pp |
| Employer contribution / active EE | $763 | $5,806-86.9% | $4,847-84.3% | $4,752-84.0% |
| Participant deferral / active EE | $3,879 | $7,208-46.2% | $6,283-38.3% | $6,711-42.2% |
| Admin fee / account holder | $1,484 | $15,125-90.2% | $10,011-85.2% | $11,404-87.0% |