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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,287 | $150,447+64.4% | $136,298+81.4% | $147,586+67.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 19.55% | 1049.15%-1029.6pp | 5156.27%-5136.7pp | 578.59%-559.0pp |
| Employer contribution / active EE | $4,777 | $5,256-9.1% | $4,696+1.7% | $4,876-2.0% |
| Participant deferral / active EE | $13,281 | $6,631+100.3% | $6,247+112.6% | $5,439+144.2% |
| Admin fee / account holder | $2,412 | $10,906-77.9% | $9,244-73.9% | $10,886-77.8% |