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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,449 | $152,619-13.9% | $125,195+5.0% | $152,909-14.0% |
| Participation rate | 91.3% | 83.3%+8.0pp | 79.8%+11.5pp | 82.5%+8.8pp |
| Annual return | 22.33% | 54.85%-32.5pp | 43.79%-21.5pp | 345.46%-323.1pp |
| Employer contribution / active EE | $1,893 | $4,947-61.7% | $3,866-51.0% | $4,764-60.3% |
| Participant deferral / active EE | $4,469 | $5,869-23.9% | $4,937-9.5% | $5,851-23.6% |
| Admin fee / account holder | $9,871 | $13,437-26.5% | $9,704+1.7% | $11,601-14.9% |