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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 | Advisory (Plan) | $6,346 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,250 | $26,549-68.9% | $61,452-86.6% | $66,938-87.7% |
| Participation rate | 86.2% | 38.1%+48.1pp | 52.6%+33.6pp | 69.8%+16.4pp |
| Annual return | -13.81% | -16.21%+2.4pp | 338.96%-352.8pp | 1.58%-15.4pp |
| Employer contribution / active EE | $767 | $651+17.8% | $1,160-33.8% | $2,545-69.9% |
| Participant deferral / active EE | $1,452 | $1,338+8.5% | $2,125-31.7% | $4,238-65.7% |
| Admin fee / account holder | $59 | $409-85.6% | $2,131-97.2% | $594-90.1% |