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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,673 | $35,986-73.1% | $77,513-87.5% | $73,493-86.8% |
| Participation rate | 78.7% | 40.8%+37.9pp | 54.2%+24.5pp | 70.7%+8.0pp |
| Annual return | 18.17% | 19.26%-1.1pp | 54.81%-36.6pp | 28.51%-10.3pp |
| Employer contribution / active EE | $614 | $557+10.1% | $987-37.8% | $2,270-73.0% |
| Participant deferral / active EE | $1,044 | $1,198-12.8% | $1,861-43.9% | $3,740-72.1% |
| Admin fee / account holder | $55 | $466-88.1% | $2,859-98.1% | $513-89.2% |