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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,271 | $106,267+143.0% | $96,520+167.6% | $139,456+85.2% |
| Participation rate | 73.7% | 77.8%-4.2pp | 74.3%-0.7pp | 80.3%-6.6pp |
| Annual return | 14.52% | 38.45%-23.9pp | 35.72%-21.2pp | 373.45%-358.9pp |
| Employer contribution / active EE | $3,909 | $4,105-4.8% | $3,739+4.5% | $4,753-17.8% |
| Participant deferral / active EE | $6,562 | $5,454+20.3% | $4,879+34.5% | $6,711-2.2% |
| Admin fee / account holder | $49,902 | $7,882+533.1% | $6,733+641.1% | $11,407+337.5% |