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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,271 | $106,247+143.1% | $96,515+167.6% | $139,466+85.2% |
| Participation rate | 73.7% | 77.8%-4.2pp | 74.3%-0.7pp | 80.3%-6.6pp |
| Annual return | 14.52% | 38.47%-23.9pp | 35.73%-21.2pp | 373.66%-359.1pp |
| Employer contribution / active EE | $3,909 | $4,106-4.8% | $3,740+4.5% | $4,754-17.8% |
| Participant deferral / active EE | $6,562 | $5,456+20.3% | $4,880+34.5% | $6,712-2.2% |
| Admin fee / account holder | $49,902 | $7,885+532.9% | $6,735+640.9% | $11,409+337.4% |