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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,389 | $93,117-95.3% | $77,096-94.3% | $134,532-96.7% |
| Participation rate | 85.7% | 74.5%+11.2pp | 67.9%+17.8pp | 81.2%+4.5pp |
| Annual return | 0.00% | 62.67%-62.7pp | 42.35%-42.3pp | 418.27%-418.3pp |
| Employer contribution / active EE | $962 | $3,420-71.9% | $2,814-65.8% | $4,741-79.7% |
| Participant deferral / active EE | $2,537 | $5,241-51.6% | $4,429-42.7% | $6,401-60.4% |
| Admin fee / account holder | $506 | $6,948-92.7% | $5,428-90.7% | $11,429-95.6% |