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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,459 | $60,349-76.0% | $74,184-80.5% | $62,881-77.0% |
| Participation rate | 95.1% | 72.7%+22.4pp | 76.6%+18.5pp | 69.3%+25.8pp |
| Annual return | 6.66% | 21.38%-14.7pp | 17.74%-11.1pp | 20.14%-13.5pp |
| Employer contribution / active EE | $780 | $1,680-53.6% | $2,370-67.1% | $2,281-65.8% |
| Participant deferral / active EE | $2,570 | $2,856-10.0% | $3,550-27.6% | $3,203-19.8% |
| Admin fee / account holder | $767 | $4,261-82.0% | $5,586-86.3% | $4,296-82.1% |