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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,565 | $84,685-26.1% | $73,836-15.3% | $125,389-50.1% |
| Participation rate | 69.2% | 76.8%-7.5pp | 73.4%-4.2pp | 83.2%-14.0pp |
| Annual return | -0.42% | 3123.80%-3124.2pp | 2268.06%-2268.5pp | 282.24%-282.7pp |
| Employer contribution / active EE | $1,242 | $3,123-60.2% | $2,787-55.4% | $4,866-74.5% |
| Participant deferral / active EE | $4,750 | $3,993+19.0% | $3,583+32.6% | $5,352-11.2% |
| Admin fee / account holder | $3,209 | $5,694-43.6% | $4,882-34.3% | $9,541-66.4% |