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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,921 | $72,492+21.3% | $87,102+0.9% | $72,983+20.5% |
| Participation rate | 86.2% | 72.8%+13.4pp | 76.9%+9.3pp | 69.5%+16.7pp |
| Annual return | 6.06% | 24.46%-18.4pp | 28.19%-22.1pp | 81.01%-74.9pp |
| Employer contribution / active EE | $495 | $1,894-73.9% | $2,521-80.4% | $2,440-79.7% |
| Participant deferral / active EE | $3,584 | $3,270+9.6% | $4,048-11.5% | $3,608-0.7% |
| Admin fee / account holder | $13,367 | $5,055+164.4% | $7,491+78.4% | $5,124+160.9% |