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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,123 | $175,257-13.2% | $149,717+1.6% | $139,456+9.1% |
| Participation rate | 87.5% | 83.4%+4.1pp | 78.8%+8.7pp | 80.3%+7.2pp |
| Annual return | 19.05% | 166.70%-147.6pp | 134.41%-115.4pp | 373.45%-354.4pp |
| Employer contribution / active EE | $3,093 | $5,477-43.5% | $4,820-35.8% | $4,753-34.9% |
| Participant deferral / active EE | $10,373 | $6,521+59.1% | $5,682+82.6% | $6,711+54.6% |
| Admin fee / account holder | $1,459 | $16,156-91.0% | $13,213-89.0% | $11,407-87.2% |