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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,078 | $134,001+93.3% | $112,258+130.8% | $134,509+92.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -17.18% | 47.15%-64.3pp | 27.47%-44.7pp | 418.13%-435.3pp |
| Employer contribution / active EE | $0 | $4,039-100.0% | $3,636-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $9,000 | $5,291+70.1% | $4,728+90.3% | $6,400+40.6% |
| Admin fee / account holder | $8,585 | $7,491+14.6% | $6,411+33.9% | $11,427-24.9% |